Roofers in Bergen County, NJ
New Jersey has no separate roofing license, so the checks that matter are Home Improvement Contractor registration and insurance. Every roofer listed here has both, verified by us.
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- Insurance on file
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Pros serving Bergen County, NJ
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Common roofer jobs in Bergen County
What roofers cost in Bergen County
| Job | Typical cost | Data from |
|---|---|---|
| Roof replacement (typical NJ home) | $8,500–$17,000 per job | NJ |
| Asphalt shingle roof, installed | $3–$7 per sq ft of roof | NJ |
| Architectural shingle roof, installed | $7–$15 per sq ft of roof | NJ |
| Roofing replacement, asphalt shingles (average job) | about $37,335 per project | NY metro |
| Roof leak repair | $350–$1,500 per job | National |
| Flashing repair | $200–$600 per job | National |
"National" figures are US averages, not local prices. Last updated November 4, 2026. Sources: Fixr, 2026; JLC Cost vs. Value, 2025. Full cost guide
How to choose a roofer in Bergen County
Because New Jersey doesn't license roofers as a trade, anyone can call themselves one. What the state does require is Home Improvement Contractor registration. Ask for their New Jersey Home Improvement Contractor registration number and look it up on the state's license lookup (Business Search, license type "Home Improvement Business Contr"). The number must appear on their ads, contracts and work vehicles. Ask for a certificate of insurance too: registered contractors must carry at least $500,000 per occurrence in general liability coverage.
Get at least two written quotes and compare them line by line: the shingle product, whether the old roof is torn off, how much damaged decking replacement is priced at per sheet or square foot, flashing, ice and water shield, and cleanup. Hidden decking damage is one of the most common reasons a roof bill grows, so you want that price agreed up front.
Any job over $500 needs a written, signed contract that lists the work, the main materials, start and finish dates and the total price. You can cancel for any reason until midnight of the third business day after you get your copy. Don't pay the full price before the job is done; state rules bar a contractor from demanding final payment before the work is complete.
Questions to ask
- What is your HIC registration number?
- Can I see your certificate of insurance?
- Is tear-off included, and what do you charge for damaged decking?
- What warranty covers workmanship, separate from the shingle warranty?
Red flags
- No HIC registration number on the contract, estimate, ads or truck. N.J.S.A. 56:8-144 requires it on all of them (source).
- No written contract for a job over $500, or a contract missing the bold “NOTICE TO CONSUMER” three-day cancellation box (N.J.S.A. 56:8-151, source).
- Won’t attach a copy of its $500,000 general liability insurance certificate and the insurer’s phone number to the contract, which state law requires (source).
- Asks for final payment, or a signed certificate of completion, before the work is finished. State consumer rules prohibit this (N.J.A.C. 13:45A-16.2).
- Door-to-door pitch after a storm claiming your roof is failing. Falsely saying a home needs repair or replacement is prohibited (N.J.A.C. 13:45A-16.2); get a second opinion.
- Charges a “permit fee” for a straight re-roof of a detached one- or two-family home, which is ordinary maintenance (N.J.A.C. 5:23-2.7). Ask what the fee covers.
New Jersey licensing
What to check: New Jersey Home Improvement Contractor (HIC) registration number. Its format was not confirmed.
New Jersey has no separate state license for roofers. Instead, under the Contractors’ Registration Act the business must register every year with the Division of Consumer Affairs as a Home Improvement Contractor (HIC). It must also carry at least $500,000 per occurrence in commercial general liability insurance, plus workers’ compensation unless exempt. The registration number has to appear on its contracts, ads, business documents and commercial vehicles. A 2024 licensing law will add individual licenses once its new board adopts rules. To verify, use the Consumer Affairs license lookup (Business Search, license type “Home Improvement Business Contr”).
Permits
Under the Uniform Construction Code, repairing or replacing the existing roof covering on a detached one- or two-family home is ordinary maintenance. No permit, inspection or notice to the construction office is required, and every enforcing agency must treat it that way (N.J.A.C. 5:23-2.7). The exemption does not cover cutting or removing structural members, other work affecting structural safety, or buildings that aren’t detached one- or two-family homes. Those need a permit from your local construction office (N.J.A.C. 5:23-2.14). Gutters and leaders are also ordinary maintenance. If structural repairs are likely, ask the town in advance; DCA’s Code Assistance Unit answers permit questions.
Roofers by town
Common questions
Do I need a permit to replace my roof in New Jersey?
For a detached one- or two-family home, usually not. The Uniform Construction Code lists repair or replacement of existing roof covering on those homes as ordinary maintenance, with no permit, inspection or notice required. Work that cuts or removes structural members, or otherwise affects structural safety, is excluded and needs a permit. Attached or multifamily buildings fall outside this exemption. (Source)
Does a roofer need a license in New Jersey?
No roofing-specific state license turned up in the laws reviewed. A roofing business must register with the Division of Consumer Affairs as a Home Improvement Contractor, carry at least $500,000 in liability insurance, and show its registration number on contracts, ads and vehicles. A 2024 law will add individual home improvement contractor licenses once the new board puts it into effect. (Source)
What does New Jersey require in a written home improvement contract?
Any home improvement contract over $500, and every change to it, must be in writing and signed by all parties. It must list the contractor’s legal name, address and registration number. It must include a copy of the liability insurance certificate and the insurer’s phone number, and the total price including finance charges. Consumer Affairs rules also require a description of the work and main materials, start and completion dates, and any warranty terms. (Source)
Can I cancel a home improvement contract after I sign it in New Jersey?
Yes. You can cancel a home improvement contract for any reason before midnight of the third business day after you receive a copy. The cancellation must be in writing, sent by registered or certified mail (return receipt requested) or delivered in person to the address in the contract. The contractor must refund everything you paid within 30 days of receiving your notice. Contracts must print this right in a bold notice. (Source)
What insurance must a New Jersey home improvement contractor carry?
Registered home improvement contractor businesses must keep, and file with the Division of Consumer Affairs, proof of commercial general liability insurance of at least $500,000 per occurrence. They must also carry workers’ compensation insurance unless exempt by law. A copy of the liability certificate and the insurer’s phone number must be included in any home improvement contract over $500, so you can call the insurer and confirm coverage. (Source)
How do I check whether a roofer is registered in New Jersey?
Use the Division of Consumer Affairs license verification site. Choose Business Search and the license type “Home Improvement Business Contr”, then search by business name or city. Make sure the name matches the contract and the registration is current. Registered contractors must also print their registration number on contracts, ads and commercial vehicles, so compare that number with the lookup result. (Source)
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